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Learn more about comprehensive car insurance coverage from Progressive, including how it works, what it can cover, and additional benefits. What is comprehensive auto insurance coverage? Comprehensive coverage is an optional coverage. Though it's optional, auto lenders may require you to carry comprehensive when leasing or financing a vehicle. It can cover damage from fire, hail, vandalism, theft, or collisions with animals, among other unexpected and uncontrollable events. Comprehensive covers damage to your vehicle from events outside of your control, often including hail and other weather-related damage. If hail damage is covered, your car insurance can pay for the repairs minus your deductible and up to your policy's limit — usually the cash value of your car. Comprehensive and collision are two different types of coverages that can cover physical damage to your RV. Comprehensive protects against events outside your control: theft, vandalism, fire, glass breakage, collisions with animals, and weather-related issues.
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